KOVA SIGNALS

HaulRisk commercial truck insurance agencies

One agency per state gets the suspension list. In your state, that’s you or it’s someone else.

Every motor carrier in your state served an FMCSA suspension notice, with the date its authority is lost and the federal source link on every row. Not a shared feed. Not a marketplace. One agency holds the state.

Suspension orders / mo

3,681

June 2026, national · FMCSA wb4f-neki · 2026-07-28

Serve date to loss

30 days

Statutory — P10 and P90 both 30d across 6,990 orders

Publish before effective

99.7%

n = 6,990 · FMCSA wb4f-neki · 2026-07-28

Sellable states

41

≥5 orders/mo, 90-day window · 2026-07-29

The product is the lock

One agency per state. While you hold it, nobody else gets the feed.

The records are free federal data and we say so on every page. What you are paying for is the only thing that cannot be copied: while you hold your state, no other agency receives the feed for it from us — and we stop contacting agencies in it. That is the entire product.

Agency per state

1

Enforced in the sales database, not a sales policy

Sellable states

41

config/territories.yaml · 2026-07-29 · ≥5 orders/mo over 90 days

METRO band

36

States at ≥10 suspension orders a month

MAJOR band

5

States at 5–10 suspension orders a month

“What actually stops you selling Illinois to three agencies?”

Fair, and the answer has to be mechanical rather than a promise. The territory lock is enforced in the database that records the sale, not in a sales policy: a state can carry one open hard lock, and a second one cannot be written. It is a partial unique index —

territory_map_one_open_hard_lock ON (territory_id, lock_group_id)
WHERE released_at IS NULL AND lock_kind = 'hard'

— so selling Illinois twice is a constraint violation, not a policy breach someone has to notice. When you take Illinois it comes off the pricing page the same day.

The 30-day statutory clock

Thirty days from serve date to loss of authority. Every time.

The deadline is set by statute, not by average. That is what makes the record a signal: every carrier on the list is inside the same fixed window, and the date its authority is lost prints on every row.

DAY 0

The notice is served

FMCSA serves the carrier a suspension order. Federal statute starts a 30-day clock on its operating authority.

DAYS 1–29

The record is public while the clock runs

99.7% of notices publish before their own effective date (n = 6,990). The carrier is still on the clock when the record appears — and a carrier that keeps its authority filed proof of insurance inside this window.

DAY 30

Authority is lost

Statutory, not an average: the 10th and 90th percentiles are both 30 days across 6,990 orders. Records with a past effective date are dropped from the feed — a carrier that already lost authority is worth nothing to you.

FMCSA wb4f-neki · 6,990 orders · measured 2026-07-28 · re-measured monthly

Next FMCSA morning pull

--:--:--

07:00 America/Chicago, daily — suspension register wb4f-neki joined to carrier register inys-ebih on USDOT number

Proof

The numbers, and where each one comes from

Nothing here is our estimate. Every figure is a count against federal data you can pull yourself.

Measured HaulRisk figures against FMCSA public data
FigureWhat it isSource
3,681Suspension orders in the last complete month (June 2026), nationally. One month, not an average — the register is a rolling window, and the two partial buckets either side read 2,217 and 1,512.FMCSA wb4f-neki · 2026-07-28 · re-measured monthly
30 daysFrom serve date to loss of authority — every time. Statutory, not an average: the 10th and 90th percentiles are both 30 days across 6,990 orders.FMCSA wb4f-neki · 2026-07-28
99.7%Notices that publish before their own effective date (n = 6,990). The carrier is still on the clock when the record appears.FMCSA wb4f-neki · 2026-07-28
41 / 36States carrying at least 5 suspension orders a month / at least 10.FMCSA wb4f-neki · 90-day window · 2026-07-29
WithheldThe share of settled carriers that still hold operating authority. We measured it, and it does not go on this page until every underlying record has been sampled against FMCSA's own company snapshots. It appears when it survives that check, not before.Measured 2026-07-29 · audit pending
FMCSA wb4f-neki + inys-ebih · data.transportation.gov · measured 2026-07-28 / 2026-07-29

The Illinois line, spelled out

Illinois runs 138 suspension orders a month, all order types, measured over a 90-day window. On 29 July 2026 there were 103 Illinois carriers inside the 30-day window at once.

FMCSA wb4f-neki · 2026-07-29

The one number we will not show you is a close rate. We have not measured one, so we do not have one, and a vendor who quotes you theirs is quoting you a guess. The same rule applies to numbers we could have produced by multiplying two of ours together. Where a figure is missing here, it is missing because it was never measured — or not yet checked hard enough to print.

How it works

Four things happen. None of them is a benefit.

01

You take the state.

One agency per state. While you hold it, no other agency receives the feed for that state from us. That is the entire product.

02

We pull FMCSA every morning.

Two federal datasets, no login, no scraping: the suspension order register (wb4f-neki) joined to the carrier register (inys-ebih) on USDOT number. The join is exact — USDOT is a federal key, so there is no name-matching and no guessing about who a record refers to.

03

We check it before you see it.

Records with a past effective date are dropped — a carrier that already lost authority is worth nothing to you. Voluntary suspensions are dropped; those carriers are usually winding down, not re-insuring. Phone numbers are validated against assigned area codes and flagged when they fail. If the federal pull looks wrong for any reason, you get nothing that day and an explanation, not a degraded list.

04

The list arrives with the receipts attached.

Carrier, city, USDOT number, days remaining, the date authority is lost, and a link to FMCSA’s own company snapshot for every row. Check any of them in one click. You should.

The objection we hear first

“I can get this for $119.”

The $119 product, in its own words

$119/ month

  • “You’re not buying ‘exclusive’ leads.” — its own marketing
  • One state, unlimited agents
  • Same records to all of them

HaulRisk

One agency holds the state

  • Exclusivity enforced by a database constraint, not a policy
  • A taken state comes off the pricing page the same day
  • FMCSA source link on every record — check any row yourself

You can, and so can every other agency in your state. That is not a criticism of the $119 product — it is what that product says about itself in its own marketing: “You’re not buying ‘exclusive’ leads.” One state, unlimited agents, same records to all of them.

Illinois runs 138 of these a month. Under that model every agency in the state that pays $119 receives the same 138 carriers, and there is no stated cap on how many agencies that is. We do not know how many currently subscribe and we are not going to guess at it — being one of several callers on the same record is not a failure of your producers, it is what “not exclusive” means.

You are not paying us for the records. The records are free federal data and we say so on every page. You are paying for the only thing that cannot be copied: nobody else in your state has them.

Pricing

One state. One agency. Two tiers.

The price is the state’s, not the plan’s. Both tiers receive the same feed and the same exclusivity — the band is set by the state’s measured order volume, nothing else.

Standard · METRO states

$2,500/ month · one state, exclusive

The 36 states carrying 10 or more suspension orders a month, measured over 90 days on 2026-07-29.

  • One state, exclusive — one open hard lock per state, enforced in the database
  • Daily suspension feed, pulled from FMCSA every morning
  • FMCSA source link on every record
  • Phone validation and flagging

California runs 435.7 orders a month, Texas 300.7, Illinois 138.0, Ohio 106.0.

Starter · MAJOR states

$1,500/ month · one state, exclusive

The five states carrying at least 5 but fewer than 10 orders a month: Kansas, New Mexico, Wyoming, North Dakota, South Dakota.

  • One state, exclusive — one open hard lock per state, enforced in the database
  • Daily suspension feed, pulled from FMCSA every morning
  • FMCSA source link on every record
  • Phone validation and flagging

Same feed, same exclusivity — a smaller state at a smaller price.

States are held one at a time. When a state is taken it comes off this page.

States below the five-a-month bar are not sold at any price — a territory that cannot support a subscription churns, so we do not sell it. And no state is sold until we can give you both its measured order count and its delivered count.

There is also a free tier, and it is deliberately delayed: indexable, useful, and structurally unable to compete with the paid feed, because a record released partway through a 30-day clock has only the remainder left, and often none.

FAQ

Asked as you would actually ask them

Where does the data come from?

Two FMCSA datasets published by the US Department of Transportation on data.transportation.gov: the suspension order register (wb4f-neki) and the carrier register (inys-ebih). Public, no login, no rate card. FMCSA’s own Open Data Program states the information reported under the Motor Carrier Information program is made generally available to the public. We say this plainly because you will find it yourself in about four minutes, and we would rather you find it in our copy first.

How many carriers will I get each month?

Fewer than the order count, and we will give you both numbers for your state before you pay.

The order count is measured: Illinois 138 a month, California 435.7, Ohio 106. Thirty-six states carry 10 or more a month and forty-one carry 5 or more (measured over 90 days, 2026-07-29).

What you actually receive is smaller, because we drop records rather than pad a list: voluntary suspensions come out (those carriers are usually winding down), and so does anything we cannot match to the federal carrier register. The size of that reduction is not yet measured — it needs a month of production pulls to state honestly, and quoting the order count as the delivery count would be a promise we have not tested. We will not sell you a state until we can give you the delivered number for it. We also do not sell states that cannot support a subscription.

“Suspended carriers are dying businesses. You’re selling me a list of corpses.”

That was the right question to ask, and it is the one measurement we ran before anything else.

We checked every carrier whose suspension deadline had settled against the FMCSA carrier register, on USDOT number, to see how many still hold operating authority. A carrier that kept its authority filed proof of insurance — which means it bought a policy inside that window, from somebody.

The figure itself is not on this page, and that is deliberate: our own rules keep a number out of public copy until it has been sampled record by record against FMCSA’s own company snapshots, and that audit has not been run. When we quote it to you — and we will, for your state, before you pay — it comes with its caveats attached: “still holds authority” is the observable proxy for “bought a policy” (an order can also be rescinded, and we have not measured how often that happens), and carriers that vanished from the register entirely are not in the denominator.

The direction is not in doubt. The precision is, and we would rather say so.

“What actually stops you selling Illinois to three agencies?”

Fair, and the answer has to be mechanical rather than a promise.

The territory lock is enforced in the database that records the sale, not in a sales policy: a state can carry one open hard lock, and a second one cannot be written. It is a partial unique index — territory_map_one_open_hard_lock on (territory_id, lock_group_id) WHERE released_at IS NULL AND lock_kind = 'hard' — so selling Illinois twice is a constraint violation, not a policy breach someone has to notice. When you take Illinois it comes off the pricing page the same day.

“I can get this for $119.”

You can, and so can every other agency in your state — the full answer, with the competitor’s own words, is above.

You are not paying us for the records. The records are free federal data and we say so on every page. You are paying for the only thing that cannot be copied: nobody else in your state has them.

Do you contact the carriers?

No. Never. We do not call them, email them, sell them anything, or appear anywhere in your relationship with them. The carriers are the subject of the data. The only people we contact are insurance agencies, and once your state is taken, we stop contacting agencies in it.

What happens if FMCSA restricts access to this data?

It is the real risk in this business and we are not going to pretend otherwise. FMCSA has already added a CAPTCHA to some public data access to slow bulk collection, and it withholds telephone numbers from brand-new applicants for at least 24 hours. Those measures target first-time registrants, not the carriers in this feed — but a regulator that has shown the will and the mechanism can widen them. We do not evade access controls, and if the feed narrows you will hear it from us the day it happens, not the month the list gets short.

HaulRisk one state, one agency

When a state is taken it comes off the pricing page. In your state, it’s you or it’s someone else.

Asking is an email, not a form. You get back whether your state is open and its measured order count — and no state is sold until we can also give you the delivered count for it.